10 Victoria Street, Tottington, Bury, BL8 4AG

UPRN:100010978757Terrace Property2 bedsBuilt -

LeaseholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

10 Victoria Street, Tottington, Bury, BL8 4AG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£282,000

£268k - £296kHigh

Estimate

£282k

Range

£268k – £296k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

7.16%

Verdict

Derived from HomePortfolio scores

10 Victoria Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

65/ 100

Moderate

Transit & Bike

Transit 26Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£285,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £91,050
Net cash flow: £215/mo
Cash on cash: 2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.77 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£282,000

Rent Estimate (pcm)£1,700

Gross Yield7.16%

1y Growth-

3y Growth-1.1%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BL8 4AG

Approval Rate

-12mo

Development

low

73752
Lawful development certificate for proposed loft conversion with rear dormer
Pending
73750
Single storey side and rear extension
Pending
73652
Erection on 1. No 3 Bed Dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining841 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density2,410 /km²

Owner Occupied71%

Age Distribution

0-15 14%16-64 65%65+ 21%

View Area Profile

Schools Nearby

Tottington High School
0.5 mi
Requires improvementConcerns
Holly Mount Roman Catholic Primary School, Bury
0.6 mi
Good
Tottington Primary School
0.6 mi
Good
Greenmount Primary School
0.8 mi
Inspected as Greenmount Primary School (URN 105301) on 17 Dec 2024

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Victoria Street
-
£215k
-
26 Victoria Street
-
£223k
-
16 Victoria Street
-
£135k
-
4 Victoria Street
-
£233k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN