71 Whalley Road, Ramsbottom, Bury, BL0 0DP

UPRN:100010980726Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

71 Whalley Road, Ramsbottom, Bury, BL0 0DP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£227,000

£215k - £238kHigh

Estimate

£227k

Range

£215k – £238k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

6.27%

Verdict

Derived from HomePortfolio scores

71 Whalley Road earns an INVESTIGATE rating with HP Score 56/100. Investment score 50/100 reflects below-average fundamentals. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

No data

Walkability

26/ 100

Low

Transit & Bike

Transit 43Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £54/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£227,000

Rent Estimate (pcm)£1,150

Gross Yield6.27%

1y Growth-47.1%

3y Growth+4.2%

5y Growth+3.3%

10y Growth+5.2%

Last Sold Price£195,000 (2022-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BL0 0DP

Approval Rate

-12mo

Development

low

73800
Application to Part Discharge Condition 9 (Remediation) Garden Validations for Plots 1-7, 13-34 and 36-43 Gas Membrane Validation for Plots 1-43
Pending
73766
Single storey rear extension; Loft conversion; 2no. front gable roof dormers; Rear flat roof dormer
Pending
73725
Lawful Development Certificate for existing use as a 1 Bed Flat (Class C3)
Approved

View Planning Timeline

Ownership

Corporate Ownership76.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density745 /km²

Owner Occupied56%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Peel Brow School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Andrew's Church of England Primary School, Ramsbottom
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ramsbottom Stubbins Primary School
0.8 mi
GoodConcerns
St Joseph's Roman Catholic Primary School Ramsbottom, a Voluntary Academy
0.8 mi
Inspected as St Joseph's Roman Catholic Primary School, Ramsbottom (URN 105343) on 14 Nov 2023

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

69 Whalley Road
-
£199k
-
59 Whalley Road
-
£239k
-
55 Whalley Road
-
£375k
-
71 Whalley Road
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN