76 Whitecroft Drive, Bury, BL8 2TR

UPRN:100010981038Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£460,000

£437k - £483kHigh

Estimate

£460k

Range

£437k – £483k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.67%

Verdict

Derived from HomePortfolio scores

76 Whitecroft Drive earns an INVESTIGATE rating with HP Score 58/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

26/ 100

Low

Transit & Bike

Transit 25Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£307/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£460,000

Rent Estimate (pcm)£1,750

Gross Yield4.67%

1y Growth-

3y Growth-1.1%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price£119,000 (2000-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL8 2TR

Approval Rate

-12mo

Development

low

73810
Second storey side extension
Pending
73748
Lawful development certificate for proposed change of use from dwelling (Class C3) to childrens home for two children (Class C2)
Pending
73700
External alterations to front elevation; removal of roller; new window opening; cladded facade around adapted opening.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining871 yrs
CovenantsNone
Lease TypeFreehold
Last Ownership Change2000-10-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied88%

Age Distribution

0-15 16%16-64 53%65+ 31%

View Area Profile

Schools Nearby

Lowercroft Primary School
0.3 mi
Good
Chantlers Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Greenhill Primary School
0.4 mi
Good
The Elton High School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70 Whitecroft Drive
-
£430k
-
43 Whitecroft Drive
-
£375k
-
70 Whitecroft Drive
-
£400k
-
43 Whitecroft Drive
-
£388k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN