16 Windermere Drive, Ramsbottom, Bury, BL0 9YB

UPRN:100010981547Semi-Detached House4 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band CEPC: C (72)

Data freshness:Planning· 5mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

16 Windermere Drive, Ramsbottom, Bury, BL0 9YB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£352,000

£334k - £369kHigh

Estimate

£352k

Range

£334k – £369k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

6.00%

Verdict

Derived from HomePortfolio scores

16 Windermere Drive earns an INVESTIGATE rating with HP Score 72/100. Investment score 67/100 reflects moderate fundamentals. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

No data

Walkability

55/ 100

Moderate

Transit & Bike

Transit 27Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £30/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£352,000

Rent Estimate (pcm)£1,750

Gross Yield6.00%

1y Growth-0.2%

3y Growth+4.2%

5y Growth+3.3%

10y Growth+5.2%

Last Sold Price£326,500 (2022-04-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BL0 9YB

Approval Rate

-12mo

Development

low

73800
Application to Part Discharge Condition 9 (Remediation) Garden Validations for Plots 1-7, 13-34 and 36-43 Gas Membrane Validation for Plots 1-43
Pending
73725
Lawful Development Certificate for existing use as a 1 Bed Flat (Class C3)
Approved
73507
Replacement timber windows; Addition of 2 no. windows to rear elevation; Alteration of side window to double doors
Pending

View Planning Timeline

Ownership

Corporate Ownership76.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-04-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density2,445 /km²

Owner Occupied60%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Emmanuel Holcombe Church of England Primary School
0.5 mi
GoodConcerns
St Joseph's Roman Catholic Primary School Ramsbottom, a Voluntary Academy
0.5 mi
Inspected as St Joseph's Roman Catholic Primary School, Ramsbottom (URN 105343) on 14 Nov 2023
St Andrew's Church of England Primary School, Ramsbottom
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Peel Brow School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Windermere Drive
-
£265k
-
11 Windermere Drive
-
£310k
-
15 Windermere Drive
-
£310k
-
17 Windermere Drive
-
£343k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN