110 Cross Lane, Radcliffe, Manchester, M26 2RF

UPRN:100010989669Mid Terrace House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

110 Cross Lane, Radcliffe, Manchester, M26 2RF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£179,000

£170k - £188kHigh

Estimate

£179k

Range

£170k – £188k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

9.18%

Verdict

Derived from HomePortfolio scores

110 Cross Lane earns an INVESTIGATE rating with HP Score 74/100. Investment score 59/100 reflects moderate fundamentals. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

72/ 100

High

Transit & Bike

Transit 40Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £326/mo
Cash on cash: 7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£179,000

Rent Estimate (pcm)£1,300

Gross Yield9.18%

1y Growth-2.4%

3y Growth+7.9%

5y Growth+3.6%

10y Growth+4.8%

Last Sold Price£68,000 (2005-09-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0M26 2RF

Approval Rate

-12mo

Development

low

73740
Application to discharge condition 26 of application 71426 (piling or any other foundation designs using penetrative methods shall not be permitted other than with express written consent of the local planning authority, which may be given for those parts of the site where it has been demonstrated that there is no resultant unacceptable risk to ground water)
Pending
73658
Non-material amendment following grant of planning permission 71426 (Demolition of buildings and erection of 77 no. affordable dwellings and associated access off Wild Street, landscaping and parking); Changes to the floor schedules of 2 no. plots
Conditions
73528
Erection of a replacement storage unit
Pending

View Planning Timeline

Ownership

Corporate Ownership47.7%
Overseas OwnershipNo
Lease Term Remaining838 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-09-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density1,875 /km²

Owner Occupied62%

Age Distribution

0-15 22%16-64 63%65+ 15%

View Area Profile

Schools Nearby

Radcliffe Hall Church of England Methodist Primary School
0.2 mi
Good
Star Radcliffe Academy
0.3 mi
-
Gorsefield Primary School
0.6 mi
Good
St Mary's Roman Catholic Primary School, A Voluntary Academy
0.7 mi
Inspected as St Mary's Roman Catholic Primary School, Radcliffe (URN 105353) on 8 Dec 2022

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

102 Cross Lane
-
£100k
-
74 Cross Lane
-
£83k
-
122 Cross Lane
-
£85k
-
112 Cross Lane
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN