48 Ruskin Road, Prestwich, Manchester, M25 9GL

UPRN:100011005972Semi-Detached House4 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

48 Ruskin Road, Prestwich, Manchester, M25 9GL

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£378,000

£340k - £416kMedium

Estimate

£378k

Range

£340k – £416k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

9.60%

Verdict

Derived from HomePortfolio scores

48 Ruskin Road earns an INVESTIGATE rating with HP Score 56/100. Investment score 49/100 reflects below-average fundamentals. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

23/ 100

Low

Transit & Bike

Transit 25Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £541/mo
Cash on cash: 8.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£378,000

Rent Estimate (pcm)£2,000

Gross Yield9.60%

1y Growth-

3y Growth+2.2%

5y Growth+3.1%

10y Growth+5.4%

Last Sold Price£56,000 (1996-03-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M25 9GL

Approval Rate

-12mo

Development

low

73824
Single storey rear extension
Pending
73791
First floor/two storey side extension
Pending
73751
Replacement of the existing non-illuminated fascia signage with a partially illuminated fascia sign
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1996-03-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density698 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

Butterstile Primary School
0.6 mi
Inspected as Butterstile Primary School (URN 105297) on 4 May 2023
Cloughside College
0.7 mi
Good
St Mary's Church of England Aided Primary School, Prestwich
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Manchester Mesivta School
0.8 mi
Requires improvement

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Ruskin Road
-
£270k
-
10 Ruskin Road
-
£370k
-
46 Ruskin Road
-
£328k
-
58 Ruskin Road
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN