10 Sedgefield Road, Radcliffe, Manchester, M26 1YE

UPRN:100011006875Detached House3 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

10 Sedgefield Road, Radcliffe, Manchester, M26 1YE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£365,000

£329k - £402kMedium

Estimate

£365k

Range

£329k – £402k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.93%

Verdict

Derived from HomePortfolio scores

10 Sedgefield Road earns an AVOID rating with HP Score 56/100. Investment score 50/100 reflects moderate fundamentals. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

No data

Walkability

20/ 100

Low

Transit & Bike

Transit 16Bike 25

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -23.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100011006875· as of 9 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1850/mo (range 1750-2000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -669/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
389 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£238/mo
Cash on cash: -1.9%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011006875Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1850/mo (range 1750-2000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1750-2000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£365,000

Rent Estimate (pcm)£1,850

Gross Yield4.93%

1y Growth-

3y Growth+7.9%

5y Growth+3.6%

10y Growth+4.8%

Last Sold Price£76,750 (1999-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M26 1YE

Approval Rate

-12mo

Development

low

73698
First Floor Side Extension; Single Storey Lean to Roof
Pending
73635
Lawful Development Certificate for proposed single storey rear extension
Approved
73514
Non-material amendment following grant of planning permission 72788 (Part single/part two storey rear extension, rear dormer extension and front porch); Porch alterations, including omission of the rooflight, addition of side facing window and replacing double door with a single door
Approved

View Planning Timeline

Ownership

Corporate Ownership47.5%
Overseas OwnershipNo
Lease Term Remaining10 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1999-11-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density632 /km²

Owner Occupied80%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

St John's Church of England Primary School, Radcliffe
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Millwood Primary Special School
0.7 mi
Outstanding
Chapelfield Primary School
0.7 mi
Good
Cams Lane Primary School
0.9 mi
Inspected as Cams Lane Primary School (URN 105305) on 5 Mar 2020

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Sedgefield Road
-
£385k
-
1 Sedgefield Road
-
£385k
-
17 Sedgefield Road
-
£450k
-
7 Sedgefield Road
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN