3 Valency House, Valency Drive, Northwood, HA6 3BF

UPRN:10001119290Flat/MaisonetteBeds -Built 2012-2021

LeaseholdCouncil Tax: Band HEPC: B (85)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 Valency House, Valency Drive, Northwood, HA6 3BF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,614,000

£1.29M - £1.94MLow

Estimate

£1.61M

Range

£1.29M – £1.94M

Rent Estimate (pcm)

£6,300

£6k - £7k

Monthly

£6,300

Yield

4.38%

Verdict

Derived from HomePortfolio scores

3 Valency House earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 13Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.4%; range width penalty ×0.80
- valuation_snapshotsrent estimate 6300/mo (range 5700-6950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,777/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
168 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,725,000

At the asking price

Monthly rent£6,300/mo

Evidenced range £5,700-£6,950

Interest rate5.4%

Loan to value75%

Cash required: £639,550
Net cash flow: -£1,460/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 6300/mo (range 5700-6950)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 6300/mo (range 5700-6950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,614,000

Rent Estimate (pcm)£6,300

Gross Yield4.38%

1y Growth-

3y Growth-0.6%

5y Growth+1.1%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HA6 3BF

Approval Rate

-12mo

Development

low

26/1682/DIS
Discharge of Condition 6 (Driveway details) pursuant to planning permission 24/1564/FUL
Pending
26/1677/TPO
Oak T1 - Reduce to previous reduction points, remove dead branches and 2 Meters height reduction approx. Reason for work cyclical maintenance.
Pending
26/1655/OUT
Outline Application: Demolition of existing buildings; construction of new four storey building to provide 52 residential flats, with associated access alteration, gates, parking and landscaping works (layout and appearance as reserved matters).
Pending

View Planning Timeline