10 Westfield Terrace, Westfield, Radstock, BA3 3UT

UPRN:10001129545Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (68)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Westfield Terrace, Westfield, Radstock, BA3 3UT

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£283,000

£269k - £297kHigh

Estimate

£283k

Range

£269k – £297k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.15%

Verdict

Derived from HomePortfolio scores

10 Westfield Terrace earns an INVESTIGATE rating with HP Score 69/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 17Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +2.8% (HIGH), sold-comps +14.6%, £/sqft +14.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10001129545· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17%· as of 1 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.78
- valuation_snapshotsrent estimate 950/mo (range 850-1050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -592/mo, -62% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 97 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
382 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£270/mo
Cash on cash: -3.7%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001129545Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 950/mo (range 850-1050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 97 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£283,000

Rent Estimate (pcm)£950

Gross Yield4.15%

1y Growth-

3y Growth+0.0%

5y Growth+2.9%

10y Growth+3.3%

Last Sold Price£49,000 (1997-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BA3 3UT

Approval Rate

-12mo

Development

low

26/03754/TCA
Ash-overall canopy reduction by up to approximately one third
Pending
26/03616/COND
Discharge of conditions 3 (Drainage Strategy (Pre-commencement)) and 4 (Biodiversity Gain and Habitat Management Plans (Pre-commencement) )of application 24/02784/FUL (Erection of two storey dwelling.) Condition 3 - Prepared detailed drainage strategy in support of the proposed new building dwelling house at the following address : 1a North rd, Midsome Norton. The report aims to assist with he discharge of condition 3 of Bath&North East Somerset Council's notice of granted planning approval Condition 4 - report accompanies a BNG Metric that has been prepared for the site of a proposed residential development of 1a North rd, Midsome Norton
Pending
26/03516/FUL
Enlarged window openings to side and rear elevations.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,481

Population Density4,445 /km²

Owner Occupied64%

Age Distribution

0-15 22%16-64 59%65+ 19%

View Area Profile

Schools Nearby

Westfield Primary School
0.2 mi
Good
Fosse Way School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Finding Futures
0.3 mi
-
Welton Primary School
0.4 mi
Inspected as Welton Primary School (URN 109071) on 6 Oct 2015

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Westfield Terrace
-
£275k
-
9 Westfield Terrace
-
£260k
-
7 Westfield Terrace
-
£240k
-
6 Westfield Terrace
-
£255k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN