Manor Farm Cottage, The Street, Bishop Sutton, Bristol, BS39 5TH

UPRN:10001130214Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Manor Farm Cottage, The Street, Bishop Sutton, Bristol, BS39 5TH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£760,000

£722k - £798kHigh

Estimate

£760k

Range

£722k – £798k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

5.70%

Verdict

Derived from HomePortfolio scores

Manor Farm Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 3Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.6% (HIGH), sold-comps -30.4%, £/sqft -30.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10001130214· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.7%· as of 1 Nov 2026
Rental economics4.7/40
gross yield 5.7%; range width penalty ×0.84
- valuation_snapshotsrent estimate 3300/mo (range 3000-3600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -637/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
149 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£521,000£799,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,000-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£61/mo
Cash on cash: -0.3%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001130214Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.7%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 3300/mo (range 3000-3600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 3000-3600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£760,000

Rent Estimate (pcm)£3,300

Gross Yield5.70%

1y Growth-

3y Growth-1.0%

5y Growth+1.7%

10y Growth+3.0%

Last Sold Price£580,000 (2020-09-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BS39 5TH

Approval Rate

-12mo

Development

low

26/03001/CLEU
Use of the land as mixed Sui Generis, comprising private recreations and amenity garden, non-commercial gardening and cultivation, and ancillary storage and parking (Certificate of Lawful Existing Use)
Pending
26/02721/FUL
Erection of single and two storey front extension, extension of dormer and internal alterations.
Approved
26/02451/COND
Discharge of conditions 3 (Ecological Compliance Report (Pre-Occupation)) and 4 (External Lighting (Bespoke Trigger - requires approval of details prior to installation of new lighting)) of application 25/00952/ADCOU (Prior approval request for change of use from Agricultural Building to 1no. Dwellinghouse (Use Class C3) and associated operational development).
Conditions

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-09-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,481

Population Density209 /km²

Owner Occupied80%

Age Distribution

0-15 21%16-64 59%65+ 20%

View Area Profile

Schools Nearby

Bishop Sutton Primary School
0.7 mi
Good
Clutton Primary School
1.7 mi
Good
Stanton Drew Primary School
1.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Cameley CEVC Primary School
2.0 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Old School House Stowey
-
£795k
-
The Cottage Stowey
-
£758k
-
The Street Stowey
-
£690k
-
The Cottage Stowey
-
£480k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN