19 Finstock Close, Eccles, Manchester, M30 7NP

UPRN:100011361175Semi-Detached House3 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

19 Finstock Close, Eccles, Manchester, M30 7NP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£275,000

£261k - £289kHigh

Estimate

£275k

Range

£261k – £289k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

8.07%

Verdict

Derived from HomePortfolio scores

19 Finstock Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 58/100 reflects moderate fundamentals. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

No data

Walkability

79/ 100

High

Transit & Bike

Transit 47Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £353/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£275,000

Rent Estimate (pcm)£1,850

Gross Yield8.07%

1y Growth-

3y Growth+4.8%

5y Growth+4.5%

10y Growth+6.6%

Last Sold Price£125,000 (2012-02-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M30 7NP

Approval Rate

-12mo

Development

low

OTH/2026/1396
Request for confirmation of compliance of condition 18 (Traffic Calming Scheme) attached to planning permission PA/2023/0550 (follow up to OTH/2026/1024)
Conditions
OTH/2026/1397
Request for confirmation of compliance of conditions 17 (Travel Plan), 21 (Cycle Parking Details), and 26 (Strategic Road Network Boundary Treatment) attached to planning permission PA/2023/0550 (follow up to OTH/2026/1082)
Conditions
PA/2026/1152
Proposed front porch and two storey side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-02-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density3,865 /km²

Owner Occupied68%

Age Distribution

0-15 20%16-64 67%65+ 13%

View Area Profile

Schools Nearby

St Patrick's RC High School
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Gilbert's Roman Catholic Primary School, Eccles
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Beech Street Community Primary School
0.2 mi
Good
New Park Academy
0.5 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

27 Finstock Close
-
£130k
-
29 Finstock Close
-
£187k
-
10 Finstock Close
-
£185k
-
11 Finstock Close
-
£193k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN