3 Larch Avenue, Swinton, Manchester, M27 0DQ

UPRN:100011370542Semi-Detached House4 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band DEPC: C (73)

Data freshness:Listing· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 Larch Avenue, Swinton, Manchester, M27 0DQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£640,000

£608k - £672kHigh

Estimate

£640k

Range

£608k – £672k

Rent Estimate (pcm)

£4,300

£4k - £5k

Monthly

£4,300

Yield

7.64%

Verdict

Derived from HomePortfolio scores

3 Larch Avenue earns an INVESTIGATE rating with HP Score 68/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

57/ 100

Moderate

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£4,300/mo

Evidenced range £4,050-£4,550

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £699/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£640,000

Rent Estimate (pcm)£4,300

Gross Yield7.64%

1y Growth-

3y Growth+1.5%

5y Growth+3.4%

10y Growth+5.4%

Last Sold Price£155,000 (2012-05-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1M27 0DQ

Approval Rate

-12mo

Development

low

OTH/2026/1414
Request for confirmation of compliance of condition, 10 (landscaping), attached to planning permission 17/69623/FUL (follow up to 22/79214/DISCON)
Conditions
NOT/2026/1385
Application to determine if prior approval is required for a proposed installation of a 20m high streetpole accommodating 6no. antennas and 1no. transmission dish, together with 2no. ground based equipment cabinets, 1no. meter cabinet and ancillary development
Pending
OTH/2026/1374
Tree application for proposed works to crown thin 1no. Oak tree (T1) and 1no. Lime tree (T2) by 25%
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-05-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density-

Owner Occupied81%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Broadoak Primary School
0.1 mi
Outstanding
Bridgewater School
0.5 mi
Inspected by ISI
Moorside Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moorside High School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Larch Avenue
-
£470k
-
8 Larch Avenue
-
£425k
-
6 Larch Avenue
-
£285k
-
5 Larch Avenue
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN