38 Overdale, Swinton, Manchester, M27 5WZ

UPRN:100011380720Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

38 Overdale, Swinton, Manchester, M27 5WZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£250,000

£238k - £263kHigh

Estimate

£250k

Range

£238k – £263k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

8.50%

Verdict

Derived from HomePortfolio scores

38 Overdale earns an INVESTIGATE rating with HP Score 63/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

56/ 100

Moderate

Transit & Bike

Transit 54Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £367/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£250,000

Rent Estimate (pcm)£1,700

Gross Yield8.50%

1y Growth-16.9%

3y Growth+1.5%

5y Growth+3.4%

10y Growth+5.4%

Last Sold Price£108,500 (2015-08-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1M27 5WZ

Approval Rate

-12mo

Development

low

PA/2026/1390
Continued use as a 6 bedroom 6 person House in Multiple Occupation (HMO) (use class C4), with associated external works
Pending
OTH/2026/1437
Request for confirmation of compliance of condition 3 (Bird Box) attached to planning permission PA/2025/0721
Pending
PA/2026/1312
Change of use from a training centre (use class F1) to storage and distribution (use class B8)
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-08-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density6,198 /km²

Owner Occupied31%

Age Distribution

0-15 24%16-64 60%65+ 16%

View Area Profile

Schools Nearby

Springwood Primary School
0.2 mi
Inspected as Springwood Primary School (URN 132153) on 22 Jan 2019
Grosvenor Road Primary School
0.4 mi
Inspected as Grosvenor Road Primary School (URN 131037) on 17 Jan 2019
The Deans Primary School
0.4 mi
Inspected as The Deans Primary School (URN 105924) on 2 Jul 2024
Barton Moss Education Centre
0.5 mi
-

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

76 Overdale
-
£187k
-
36 Overdale
-
£190k
-
92 Overdale
-
£260k
-
42 Overdale
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN