106 Rocky Lane, Eccles, Manchester, M30 9LY

UPRN:100011385508Semi-Detached House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band DEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

106 Rocky Lane, Eccles, Manchester, M30 9LY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£575,000

£518k - £633kMedium

Estimate

£575k

Range

£518k – £633k

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

9.43%

Verdict

Derived from HomePortfolio scores

106 Rocky Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

No data

Walkability

57/ 100

Moderate

Transit & Bike

Transit 20Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£490,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,650-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £162,800
Net cash flow: £1,012/mo
Cash on cash: 7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£575,000

Rent Estimate (pcm)£3,850

Gross Yield9.43%

1y Growth-

3y Growth+4.8%

5y Growth+4.5%

10y Growth+6.6%

Last Sold Price£351,000 (2021-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4M30 9LY

Approval Rate

0%12mo

Development

low

PA/2026/1028
Retention of a detached garage.
Pending
OTH/2026/1274
Tree application for the proposed works to fell 1no. Sycamore tree (T4)
Pending
NOT/2026/1385
Application to determine if prior approval is required for a proposed installation of a 20m high streetpole accommodating 6no. antennas and 1no. transmission dish, together with 2no. ground based equipment cabinets, 1no. meter cabinet and ancillary development
Pending

View Planning Timeline