83 Silver Street, Irlam, Manchester, M44 6JJ

UPRN:100011387995Flat/Maisonette2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band AEPC: E (41)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

83 Silver Street, Irlam, Manchester, M44 6JJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£154,000

£146k - £161kHigh

Estimate

£154k

Range

£146k – £161k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

8.00%

Verdict

Derived from HomePortfolio scores

83 Silver Street earns an INVESTIGATE rating with HP Score 63/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

62/ 100

Moderate

Transit & Bike

Transit 17Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £186/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£154,000

Rent Estimate (pcm)£1,000

Gross Yield8.00%

1y Growth-

3y Growth+1.8%

5y Growth+5.9%

10y Growth+5.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M44 6JJ

Approval Rate

-12mo

Development

low

OTH/2026/1413
Tree application for proposed works to fell 1no. tree
Pending
OTH/2026/1362
Request for Environmental Impact Assessment (EIA) screening opinion for proposed 154no. affordable dwellings, with landscaping, public open space, parking and other associated works
Approved
PA/2026/1248
Erection of 154no. affordable dwellings, with landscaping, public open space, parking and other associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership68.3%
Overseas OwnershipNo
Lease Term Remaining89 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density7,427 /km²

Owner Occupied24%

Age Distribution

0-15 33%16-64 59%65+ 8%

View Area Profile

Schools Nearby

Moss Valley Primary Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Joseph the Worker RC Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Fiddlers Lane Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Irlam Endowed Primary School
0.6 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

75 Silver Street
-
£97k
-
75 Silver Street
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN