22 Thornfield Grove, Cheadle Hulme, Cheadle, SK8 6AZ

UPRN:100011446591Flat/Maisonette2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

22 Thornfield Grove, Cheadle Hulme, Cheadle, SK8 6AZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£170,000

£161k - £178kHigh

Estimate

£170k

Range

£161k – £178k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

4.94%

Verdict

Derived from HomePortfolio scores

22 Thornfield Grove earns an INVESTIGATE rating with HP Score 76/100. Investment score 57/100 reflects moderate fundamentals. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

80/ 100

High

Transit & Bike

Transit 34Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£182,250

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £57,121
Net cash flow: -£96/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£170,000

Rent Estimate (pcm)£750

Gross Yield4.94%

1y Growth-0.9%

3y Growth+0.5%

5y Growth+3.0%

10y Growth+4.4%

Last Sold Price£165,500 (2024-10-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK8 6AZ

Approval Rate

-12mo

Development

low

DC/100610
Amendment to the size and position of the glazing. Sliding glazed panels on side elevation (south-west elevation) are slightly extended and meet solid construction to both sides. Fixed glazing on rear elevation (north-west elevation) is reduced to a fixed window in solid construction. Reduction in size of the glazed rooflight.
Pending
DC/100529
Demolition of the existing garage and rear kitchen extension, and construction of a single-storey rear extension and two-storey side extension
Pending
DC/100519
Removal of the existing garage, rear single-storey extension and rear porch, and construction of a double-storey side extension and a single-storey rear extension.
Pending

View Planning Timeline