4 Bankfield Avenue, Stockport, SK4 2JH

UPRN:100011453653Terrace Property3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£296,000

£281k - £311kHigh

Estimate

£296k

Range

£281k – £311k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.83%

Verdict

Derived from HomePortfolio scores

4 Bankfield Avenue earns an INVESTIGATE rating with HP Score 75/100. Investment score 49/100 reflects below-average fundamentals. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

88/ 100

Excellent

Transit & Bike

Transit 23Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: £164/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£296,000

Rent Estimate (pcm)£1,650

Gross Yield6.83%

1y Growth-

3y Growth+1.1%

5y Growth+1.2%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SK4 2JH

Approval Rate

-12mo

Development

low

DC/100571
Proposed Roof Lift to Existing Single Storey Extension & Replacement Render to Rear Elevation
Pending
DC/100534
Application to vary condition 1 attached to planning permission DC/079227 to allow for substitution of the approved site and landscape plans
Pending
DC/100420
T23 Sycamore tree. Proposal to remove x1 lower branch growing towards oak tree and reduce lower overhanging canopy by no more the 1.5 metres from branch tips, bring lower canopy in to match main canopy line. T24 oak tree. Crown lift lower canopy to 5 metres, reduce lower canopy growing towards property by no more than 2metres from branch tips. Lower canopy to be pruned in to match main canopy line. T25 oak tree. Cut back x3 lower branches inline with boundary fence. All works to be carried out to BS3998 standard. TPO 365W.
Pending

View Planning Timeline

Ownership

Corporate Ownership54%
Overseas OwnershipNo
Lease Term Remaining780 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density2,874 /km²

Owner Occupied81%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Brinksway School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lark Hill Primary School
0.4 mi
Good
Norris Bank Primary School
0.4 mi
Inspected as Norris Bank Primary School (URN 106065) on 24 Jul 2024
Progress Schools - Stockport
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Bankfield Avenue
-
£340k
-
6 Bankfield Avenue
-
£302k
-
14 Bankfield Avenue
-
£374k
-
2 Bankfield Avenue
-
£333k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN