55 Dale Road, Marple, Stockport, SK6 6NF

UPRN:100011473879Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

55 Dale Road, Marple, Stockport, SK6 6NF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,287,000

£1.22M - £1.35MHigh

Estimate

£1.29M

Range

£1.22M – £1.35M

Rent Estimate (pcm)

£5,600

£5k - £6k

Monthly

£5,600

Yield

4.63%

Verdict

Derived from HomePortfolio scores

55 Dale Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 60/100 reflects moderate fundamentals. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

54/ 100

Moderate

Transit & Bike

Transit 14Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -12.7% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100011473879· as of 9 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.82
- valuation_snapshotsrent estimate 5600/mo (range 5050-6100)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,131/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
601 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,087,500£1,667,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,450,000

At the asking price

Monthly rent£5,600/mo

Evidenced range £5,050-£6,100

Interest rate5.4%

Loan to value75%

Cash required: £525,050
Net cash flow: -£1,017/mo
Cash on cash: -2.3%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011473879Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5600/mo (range 5050-6100)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5600/mo (range 5050-6100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,287,000

Rent Estimate (pcm)£5,600

Gross Yield4.63%

1y Growth-

3y Growth+3.5%

5y Growth+2.8%

10y Growth+4.7%

Last Sold Price£675,000 (2016-08-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK6 6NF

Approval Rate

-12mo

Development

low

DC/100556
Single-storey extension to the northern and eastern elevations to provide kitchen, dining and utility spaces, including front porch extension with linking roof to extension. New 1.8m high fencing to be provided and realigned to north and east boundaries.
Pending
DC/100533
T1 - Oak Crown thin removing deadwood, crossing and rubbing branches, reduce crown on all aspects by 2m over road (south) and 1m on all other aspects. Crown raise over road removing sublateral branches as required to create statutory clearance. Works as specified in attached tree survey, with the intention of maintaining the current canopy spread to mitigate loading of main stem, which is partially compromised due to existing cavity. TPO 207E.
Pending
DC/100458
T1 Sycamore rear LHS garden reduce by 2-3m all over canopy. TPO 9E.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-08-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density1,142 /km²

Owner Occupied96%

Age Distribution

0-15 17%16-64 50%65+ 33%

View Area Profile

Schools Nearby

Rose Hill Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Marple Hall School
0.5 mi
Inspected as Marple Hall School (URN 106138) on 20 Sep 2023
Acorns School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
All Saints Church of England Primary School Marple
0.9 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 Dale Road
-
£750k
-
48 Dale Road
-
£965k
-
46 Dale Road
-
£609k
-
57 Dale Road
-
£710k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN