5 Heswall Road, Stockport, SK5 6SN

UPRN:100011490003Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£362,000

£326k - £399kMedium

Estimate

£362k

Range

£326k – £399k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

7.59%

Verdict

Derived from HomePortfolio scores

5 Heswall Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 52/100 reflects moderate fundamentals. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

76/ 100

High

Transit & Bike

Transit 44Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£340,000-£365,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,050-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £341/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£362,000

Rent Estimate (pcm)£2,150

Gross Yield7.59%

1y Growth-

3y Growth+3.7%

5y Growth+5.0%

10y Growth+6.5%

Last Sold Price£280,000 (2020-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK5 6SN

Approval Rate

-12mo

Development

low

DC/100609
Non-material amendment to DC/098819 - Change of material from cladding to brick facade
Pending
DC/100464
Cornerstone proposes of the removal and replacement of 6no. antennas and the replacement of 12no. RRU units with 12no. RRU units, installation of 1no 0.6m dish, associated ancillary equipment and development works thereto.
Approved
26/00774/FUL
Single storey side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership63.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density-

Owner Occupied59%

Age Distribution

0-15 20%16-64 68%65+ 12%

View Area Profile

Schools Nearby

Reddish Hall School
0.1 mi
Inspected by ISI
Vale View Primary School
0.2 mi
GoodConcerns
Dane Bank Primary School
0.3 mi
GoodImproving
St Joseph's Roman Catholic Primary School, Reddish, a Voluntary Academy
0.6 mi
Inspected as St. Joseph's Catholic Primary School, Reddish (URN 136430) on 3 Feb 2023

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Heswall Road
-
£302k
-
16 Heswall Road
-
£223k
-
5 Heswall Road
-
£280k
-
13 Heswall Road
-
£214k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN