3 Mauldeth Close, Stockport, SK4 3NP

UPRN:100011502876Terrace Property3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£378,000

£359k - £397kHigh

Estimate

£378k

Range

£359k – £397k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

6.56%

Verdict

Derived from HomePortfolio scores

3 Mauldeth Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 52/100 reflects moderate fundamentals. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

79/ 100

High

Transit & Bike

Transit 27Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100011502876· as of 9 Nov 2026
Rental economics11.9/40
gross yield 6.6%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2050/mo (range 1950-2200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -205/mo, -10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 125 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
388 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,950-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £154/mo
Cash on cash: 1.5%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011502876Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1950-2200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1950-2200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 125 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£378,000

Rent Estimate (pcm)£2,050

Gross Yield6.56%

1y Growth-15.1%

3y Growth+1.1%

5y Growth+1.2%

10y Growth+3.1%

Last Sold Price£48,000 (1997-09-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK4 3NP

Approval Rate

-12mo

Development

low

DC/100485
T1 - Reduce 1 ash tree coming in from the neighbouring property. T2 - re-pollard one sycamore tree at the bottom of the garden. T3 - removal of one fruit tree in poor health. HAR/CA21.
Pending
DC/100478
Please refer to Tree Location Sketch Plan - Ref 001 and Tree A and Tree B photographs Description of Works Tree A - to reduce the bulk of the tree canopy by 40% in order to improve light into the property at No. 64 Cavendish Road which is suffering excessive shading. Description of Works Tree B - to reduce the height of tree by 40% and the bulk of the tree by 40% due to excessive shadowing being suffered in the gardens of No. 64 and No. 62 Cavendish Road. These works are to be undertaken by a qualified tree. HAR/CA14.
Pending
DC/100467
Discharge of conditions 2 and 3 of DC/099011
Pending

View Planning Timeline

Ownership

Corporate Ownership54%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-09-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density4,338 /km²

Owner Occupied79%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Priestnall School
0.1 mi
Inspected as Priestnall School (URN 106133) on 29 Oct 2019
Freshfield Nursery School - The Learning Together Federation
0.1 mi
Good
Tithe Barn Primary School
0.2 mi
Good
St Winifred's RC Primary School, a Voluntary Academy
0.3 mi
Inspected as St Winifred's Roman Catholic Primary School, Stockport (URN 106129) on 3 Dec 2024

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15C Mauldeth Close
-
£200k
-
4A Mauldeth Close
-
£178k
-
14 Mauldeth Close
-
£293k
-
13 Mauldeth Close
-
£311k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN