1B Mill Lane, Hazel Grove, Stockport, SK7 6DN

UPRN:100011504783Detached PropertyBeds -Built 1996-2002

LeaseholdCouncil Tax: Band DEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1B Mill Lane, Hazel Grove, Stockport, SK7 6DN

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£472,000

£425k - £519kMedium

Estimate

£472k

Range

£425k – £519k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

5.49%

Verdict

Derived from HomePortfolio scores

1B Mill Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 49/100 reflects below-average fundamentals. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

50/ 100

Moderate

Transit & Bike

Transit 27Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 26% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +25.8% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100011504783· as of 13 Oct 2026
Rental economics3.2/40
gross yield 5.5%; range width penalty ×0.82; the estimate this rent rides on sits 26% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1600/mo (range 1450-1750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -431/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 68 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
508 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£74/mo
Cash on cash: -0.8%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011504783Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1450-1750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1450-1750)
Rental economics needs verification before you rely on it
sale estimate 26% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£472,000

Rent Estimate (pcm)£1,600

Gross Yield5.49%

1y Growth-

3y Growth-0.1%

5y Growth+2.7%

10y Growth+4.6%

Last Sold Price£87,400 (1997-07-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK7 6DN

Approval Rate

-12mo

Development

low

DC/100286
The project involves the construction of a single storey, 4m deep extension to the rear of a semi detached house. The extension will have a pitched roof and brickwork load bearing external cavity walls. There will be uPVC or aluminium bi fold doors to the rear elevation of the extension. The extension roof will have concrete tiles with two Velux type windows fitted into each pitch. Fascias, soffits, rainwater goods will all be in uPVC to match the existing house. In terms of the existing house, a rear bedroom window will be reduced in size to accommodate the new extension roof, and a side door will be removed and bricked up.
Pending
DC/100182
Discharge of condition 2 of DC/098885 Roof tiles to the extension to be of a different colour and design with the existing dwelling roof to be changed at a later date. Below is the link for the tiles: https://www.wienerberger.co.uk/product-range/roof/dual-danum-tle---dark-grey.html
Conditions
DC/099933
Virgin Media intends to install 1x cabinet
Approved

View Planning Timeline

Ownership

Corporate Ownership75%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1997-07-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density458 /km²

Owner Occupied91%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Norbury Hall Primary School
0.3 mi
Inspected as Norbury Hall Primary School (URN 106064) on 9 Nov 2022
St Peter's Catholic Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Moorfield Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hazel Grove High School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Mill Lane
-
£530k
-
25 Mill Lane
-
£405k
-
19 Mill Lane
-
£282k
-
9 Mill Lane
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN