14 Mostyn Road, Hazel Grove, Stockport, SK7 5HL

UPRN:100011506154Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Mostyn Road, Hazel Grove, Stockport, SK7 5HL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£741,000

£667k - £815kMedium

Estimate

£741k

Range

£667k – £815k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.32%

Verdict

Derived from HomePortfolio scores

14 Mostyn Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 46/100 reflects below-average fundamentals. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

No data

Walkability

63/ 100

Moderate

Transit & Bike

Transit 50Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +6.2% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100011506154· as of 9 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.80
- valuation_snapshotsrent estimate 2500/mo (range 2250-2750)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,225/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
508 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£521,000£799,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£615/mo
Cash on cash: -3.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011506154Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2500/mo (range 2250-2750)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2250-2750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£741,000

Rent Estimate (pcm)£2,500

Gross Yield4.32%

1y Growth-

3y Growth-0.1%

5y Growth+2.7%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK7 5HL

Approval Rate

-12mo

Development

low

DC/100417
Two storey rear extension, ground floor rear extension, Rear roof dormer, front porch construction and roof pitch amendment with ridge increase and new driveway entrance and boundary wall
Pending
DC/100377
Application for approval of details reserved by Conditions 3 (CEMP), 20 (Drainage), 24 (CEMP Amenity), 38 (Continuity of Sporting Use), 42 (Crime Impact) and 48 (Employment Skills Plan), of planning approval DC/098917 - Demolition of existing school buildings, construction of a new part single, part two storey school building, installation of Ground Source Heat Pumps, a new MUGA and a sub-station. Changes to the external access points and car park layout. Creation of new site wide landscaping. Erection, and subsequent removal, of temporary modular classroom accommodation, at the Site known as Moorfield Primary School. In addition, creation of temporary car parking compound, and reinstatement of this land, at the Site known as Land to the north of Lyndhurst Avenue.
Pending
DC/100388
Part two-storey, part single-storey side and rear extensions, and associated alterations to dwellinghouse
Pending

View Planning Timeline

Ownership

Corporate Ownership74.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density3,251 /km²

Owner Occupied97%

Age Distribution

0-15 16%16-64 53%65+ 31%

View Area Profile

Schools Nearby

Laurus Grace
0.1 mi
-
Hazel Grove High School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moorfield Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Peter's Catholic Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Mostyn Road
-
£745k
-
1 Mostyn Road
-
£685k
-
11 Mostyn Road
-
£620k
-
19 Mostyn Road
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN