20 Offerton Road, Hazel Grove, Stockport, SK7 4NJ

UPRN:100011509350Detached Bungalow3 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band EEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 Offerton Road, Hazel Grove, Stockport, SK7 4NJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£510,000

£459k - £560kMedium

Estimate

£510k

Range

£459k – £560k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.29%

Verdict

Derived from HomePortfolio scores

20 Offerton Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

48/ 100

Mixed

Transit & Bike

Transit 21Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,500-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£426/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£510,000

Rent Estimate (pcm)£1,700

Gross Yield4.29%

1y Growth-

3y Growth-0.1%

5y Growth+2.7%

10y Growth+4.6%

Last Sold Price£345,000 (2019-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK7 4NJ

Approval Rate

-12mo

Development

low

DC/100526
Retrospective external alterations to the existing annex, comprising replacement of the former flat roof with a pitched tiled roof
Pending
DC/100470
T1 silver birch- fell due to poor amenity value and excessive shading of house and garden. TPO 155E.
Pending
DC/100319
Sycamore Maple bottom left corner of garden is hitting sheds to the rear of the garden. Would like to trim tree back to fence line and as high as possible to permit more linght. Will trim on October/November to prevent harm to the tree. TPO 155E.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.8%
Overseas OwnershipNo
Lease Term Remaining889 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density3,008 /km²

Owner Occupied83%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Torkington Primary School
0.3 mi
Good
St Simon's Catholic Primary School
0.4 mi
Good
Hazel Grove Primary School
0.5 mi
Inspected as Hazel Grove Primary School (URN 106099) on 8 Mar 2023
Norbury Hall Primary School
0.8 mi
Inspected as Norbury Hall Primary School (URN 106064) on 9 Nov 2022

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Offerton Road
-
£545k
-
5 Offerton Road
-
£488k
-
16 Offerton Road
-
£435k
-
4 Offerton Road
-
£438k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN