42 Spring Gardens, Hazel Grove, Stockport, SK7 4AE

UPRN:100011521601Mid Terrace HouseBeds -Built 1967-1975

Tenure: -Council Tax: Band BEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

42 Spring Gardens, Hazel Grove, Stockport, SK7 4AE

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£218,000

£196k - £239kMedium

Estimate

£218k

Range

£196k – £239k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

5.50%

Verdict

Derived from HomePortfolio scores

42 Spring Gardens earns an INVESTIGATE rating with HP Score 79/100. Investment score 60/100 reflects moderate fundamentals. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

88/ 100

Excellent

Transit & Bike

Transit 44Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£239,950

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £75,585
Net cash flow: -£48/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£218,000

Rent Estimate (pcm)£1,100

Gross Yield5.50%

1y Growth+37.4%

3y Growth-0.1%

5y Growth+2.7%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK7 4AE

Approval Rate

-12mo

Development

low

DC/100565
Single storey rear extension with raised patio area
Pending
DC/100487
Application for a Lawful Development Certificate for an Existing Use Class C4, 4 Bed House in Multiple Occupation (HMO).
Pending
DC/100442
A. HALO ILLUMINATED CROSS (BRICKWORK) Built-up stainless steel cross 800mm w x 1550mm h x 100mm d Brushed silver finish Complete with WHITE internal LED for HALO illumination B. HALO ILLUMINATED CROSS (CLADDING) Built-up stainless steel cross 1150mm w x 2230mm h x 100mm d Wet Sprayed PMS 315c turquoise satin Complete with WHITE internal LED for HALO illumination.
Pending

View Planning Timeline

Ownership

Corporate Ownership75%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density-

Owner Occupied61%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Hazel Grove Primary School
0.2 mi
Inspected as Hazel Grove Primary School (URN 106099) on 8 Mar 2023
St Simon's Catholic Primary School
0.3 mi
Good
St Peter's Catholic Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Norbury Hall Primary School
0.7 mi
Inspected as Norbury Hall Primary School (URN 106064) on 9 Nov 2022

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Spring Gardens
-
£236k
-
31 Spring Gardens
-
£238k
-
60 Spring Gardens
-
£243k
-
19 Spring Gardens
-
£293k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN