105 Station Road, Marple, Stockport, SK6 6PA

UPRN:100011522786Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

105 Station Road, Marple, Stockport, SK6 6PA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£843,000

£759k - £928kMedium

Estimate

£843k

Range

£759k – £928k

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

5.58%

Verdict

Derived from HomePortfolio scores

105 Station Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 57/100 reflects moderate fundamentals. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

90/ 100

Excellent

Transit & Bike

Transit 29Bike 45

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (MEDIUM), sold-comps -4.3%, £/sqft -4.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100011522786· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.6%· as of 3 Nov 2026
Rental economics4/40
gross yield 5.6%; range width penalty ×0.87
- valuation_snapshotsrent estimate 3950/mo (range 3600-4250)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -813/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
601 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£134/mo
Cash on cash: -0.6%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011522786Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.6%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 3950/mo (range 3600-4250)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3600-4250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£843,000

Rent Estimate (pcm)£3,950

Gross Yield5.58%

1y Growth-

3y Growth+3.5%

5y Growth+2.8%

10y Growth+4.7%

Last Sold Price£363,500 (2011-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK6 6PA

Approval Rate

-12mo

Development

low

DC/100586
Copper Beech - Fell. The tree is significantly encroaching on the building and is causing damage to the wall that is the boundary to the neighbouring graveyard. The applicant feels that the tree is too big for the size of the garden. HAR/CA20, TPO 68E.
Pending
DC/100533
T1 - Oak Crown thin removing deadwood, crossing and rubbing branches, reduce crown on all aspects by 2m over road (south) and 1m on all other aspects. Crown raise over road removing sublateral branches as required to create statutory clearance. Works as specified in attached tree survey, with the intention of maintaining the current canopy spread to mitigate loading of main stem, which is partially compromised due to existing cavity. TPO 207E.
Pending
DC/100379
G1 Willow tree x 2 - Cut overhang on willow trees by 1-2 meters (in neighbouring property) due to encroachment. T1 Spruce - Crown thin and reduce by 1-2 meters to maintain height and general maintenance. T2 Conifer - Reduce by 1-3 meters and lightly trim the sides to maintain overall size and shape. HAR/CA20, TPO 42E.jm
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density3,285 /km²

Owner Occupied74%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Acorns School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rose Hill Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
All Saints Church of England Primary School Marple
0.5 mi
Good
Ludworth Primary School
0.5 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

119 Station Road
-
£850k
-
99 Station Road
-
£715k
-
121 Station Road
-
£645k
-
103 Station Road
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN