11 Dingle Terrace, Ashton-under-Lyne, OL6 8AH

UPRN:100011541752Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

11 Dingle Terrace, Ashton-under-Lyne, OL6 8AH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£280,000

£266k - £294kHigh

Estimate

£280k

Range

£266k – £294k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

8.67%

Verdict

Derived from HomePortfolio scores

11 Dingle Terrace earns an INVESTIGATE rating with HP Score 50/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

3/ 100

Low

Transit & Bike

Transit 7Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 11 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +5.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100011541752· as of 13 Oct 2026
Rental economics30.5/40
gross yield 8.8%; range width penalty ×0.99
- valuation_snapshotsrent estimate 1950/mo (range 1850-2050)· as of 13 Oct 2026· verify before relying on this
Stress margin9.5/30
stressed cash flow +185/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
266 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £232,000

£199,000£305,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£265,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £84,050
Net cash flow: £456/mo
Cash on cash: 6.5%
Score at this price: 55

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011541752Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1950/mo (range 1850-2050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1850-2050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £232,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£280,000

Rent Estimate (pcm)£1,950

Gross Yield8.67%

1y Growth-

3y Growth+0.9%

5y Growth+4.9%

10y Growth+5.7%

Last Sold Price£139,950 (2005-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL6 8AH

Approval Rate

-12mo

Development

low

26/00795/FUL
Creation of a new vehicular access from Alt Hill Lane and erection of a telecommunications cable landing station comprising a cabin (approximately 10.5m x 3.3m and 3.35m in height), generator, meter cabinet, fibre chamber and a 20m x 12m compound enclosed by 1.8m high mesh fencing, together with associated engineering works, concrete bases, earthworks and ancillary infrastructure.
Pending
CND/356913/26
Discharge of condition no. 21 (Piling) relating to app no. FUL/354869/25
Pending
HOU/356836/26
Erection of an outbuilding to provide ancillary accommodation to the main dwelling.
Pending

View Planning Timeline

Ownership

Corporate Ownership66%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-03-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density346 /km²

Owner Occupied64%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

St Martin's CofE Junior Infant and Nursery School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Medlock Valley Primary School
0.3 mi
Good
Holy Rosary RC Primary School, a Voluntary Academy
0.6 mi
Inspected as Holy Rosary RC Junior Infant and Nursery School (URN 105701) on 8 Nov 2022
Alt Academy
0.7 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Dingle Terrace
-
£275k
-
3 Dingle Terrace
-
£210k
-
19 Dingle Terrace
-
£275k
-
18 Dingle Terrace
-
£211k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN