9 Richmond Street, Droylsden, Manchester, M43 7XJ

UPRN:100011604347Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

9 Richmond Street, Droylsden, Manchester, M43 7XJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£216,000

£173k - £260kLow

Estimate

£216k

Range

£173k – £260k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

8.44%

Verdict

Derived from HomePortfolio scores

9 Richmond Street earns an INVESTIGATE rating with HP Score 68/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

65/ 100

Moderate

Transit & Bike

Transit 32Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 9 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [sold-comps +4.8%, £/sqft +4.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 23.2%· as of 31 Oct 2026
Rental economics17.6/40
gross yield 7.2% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1195/mo (tenanted)· as of 9 Nov 2026
Stress margin0/30
stressed cash flow -91/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity9.2/15
232 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£149,000£229,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £62,480
Net cash flow: £298/mo
Cash on cash: 5.7%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 23.2%Valuation edge · as of 31 Oct 2026
listing_factscontractual rent 1195/mo (tenanted)Rental economics · as of 9 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Seller motivation could not be scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£216,000

Rent Estimate (pcm)£1,400

Gross Yield8.44%

1y Growth-

3y Growth+0.9%

5y Growth+5.4%

10y Growth+6.5%

Last Sold Price£95,000 (2019-05-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M43 7XJ

Approval Rate

-12mo

Development

low

26/00855/CLUD
Lawful Development Certificate for Existing use of the property as a four-person HMO (Use Class C4) having been this continuously since July 2019
Pending
26/00815/CPUD
Proposed single storey rear extension.
Pending
26/00805/FUL
First floor side extension, single storey rear extension, new ground floor bay window to front elevation with associated works. New garage door to replace glazed garage doors.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density6,152 /km²

Owner Occupied64%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

Moorside Primary School
0.3 mi
Good
St Stephen's RC Primary School, a Voluntary Academy
0.4 mi
Inspected as St Stephen's RC Primary School (URN 106253) on 26 Apr 2022
Aldwyn Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Laurus Ryecroft
0.5 mi
Outstanding

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Richmond Street
-
£230k
-
1 Richmond Street
-
£208k
-
9 Richmond Street
-
£95k
-
1 Richmond Street
-
£103k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN