101 Mottram Old Road, Stalybridge, SK15 2SZ

UPRN:100011618330Detached HouseBeds -Built 1950-1966

Tenure: -Council Tax: Band GEPC: C (74)

Data freshness:Listing· freshPlanning· freshOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

101 Mottram Old Road, Stalybridge, SK15 2SZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£674,000

£539k - £809kLow

Estimate

£674k

Range

£539k – £809k

Rent Estimate (pcm)

£3,200

£3k - £3k

Monthly

£3,200

Yield

4.27%

Verdict

Derived from HomePortfolio scores

101 Mottram Old Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

31/ 100

Mixed

Transit & Bike

Transit 18Bike 15

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -71.7%, £/sqft -71.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.8%· as of 21 Oct 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.89
- valuation_snapshotsrent estimate 3200/mo (range 2950-3450)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,575/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
242 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£899,950

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,950-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £306,283
Net cash flow: -£822/mo
Cash on cash: -3.2%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.8%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 3200/mo (range 2950-3450)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3200/mo (range 2950-3450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£674,000

Rent Estimate (pcm)£3,200

Gross Yield4.27%

1y Growth-

3y Growth+7.1%

5y Growth+4.2%

10y Growth+4.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4SK15 2SZ

Approval Rate

50%12mo

Development

low

26/00863/FUL
Two Storey Rear Extension, Re Roof of Main Roof And New Pitched Roof to Existing Front Dormers
Pending
26/00083/TPO
Tree Works
Pending
26/00806/FUL
Proposed single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied93%

Age Distribution

0-15 17%16-64 54%65+ 29%

View Area Profile

Schools Nearby

Stalyhill Junior School
0.1 mi
Good
Stalyhill Infant School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wild Bank Primary School
0.7 mi
Requires improvement
Broadbent Fold Primary School and Nursery
0.9 mi
Good

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

184A Mottram Old Road
-
£1.04M
-
111 Mottram Old Road
-
£438k
-
136 Mottram Old Road
-
£575k
-
113 Mottram Old Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN