49 Albert Road, Hale, Altrincham, WA15 9AH

UPRN:100011622243Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

49 Albert Road, Hale, Altrincham, WA15 9AH

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,188,000

£1.13M - £1.25MHigh

Estimate

£1.19M

Range

£1.13M – £1.25M

Rent Estimate (pcm)

£4,950

£4k - £5k

Monthly

£4,950

Yield

4.97%

Verdict

Derived from HomePortfolio scores

49 Albert Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 57/100 reflects moderate fundamentals. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

93/ 100

Excellent

Transit & Bike

Transit 49Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH), sold-comps -43.1%, £/sqft -43.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100011622243· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 8.3%· as of 8 Nov 2026
Rental economics0/40
gross yield 5.0%; range width penalty ×0.80
- valuation_snapshotsrent estimate 4950/mo (range 4450-5450)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,533/mo, -31% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 264 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
440 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£896,000£1,374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,195,000

At the asking price

Monthly rent£4,950/mo

Evidenced range £4,450-£5,450

Interest rate5.4%

Loan to value75%

Cash required: £423,050
Net cash flow: -£606/mo
Cash on cash: -1.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011622243Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 8.3%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 4950/mo (range 4450-5450)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4950/mo (range 4450-5450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 264 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,188,000

Rent Estimate (pcm)£4,950

Gross Yield4.97%

1y Growth-14.5%

3y Growth+0.7%

5y Growth+3.3%

10y Growth+4.5%

Last Sold Price£780,000 (2017-04-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WA15 9AH

Approval Rate

-12mo

Development

low

120331/FUL/26
Replacement of existing timber frame windows with new uPVC windows
Pending
120305/CND/26
Application for approval of details reserved by conditions of grant of planning permission 107877/FUL/22. Condition number: 24 (Drainage Management Plan)
Pending
120289/CPL/26
Application for Certificate of Proposed Lawful Use Development for erection of single storey rear extension and formation of rear dormer.
Pending

View Planning Timeline