22 Meadowgate, Urmston, Manchester, M41 9LB

UPRN:100011665210Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

22 Meadowgate, Urmston, Manchester, M41 9LB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£796,000

£756k - £836kHigh

Estimate

£796k

Range

£756k – £836k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

5.47%

Verdict

Derived from HomePortfolio scores

22 Meadowgate earns an INVESTIGATE rating with HP Score 73/100. Investment score 57/100 reflects moderate fundamentals. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

81/ 100

High

Transit & Bike

Transit 27Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100011665210· as of 9 Nov 2026
Rental economics3.2/40
gross yield 5.5%; range width penalty ×0.84
- valuation_snapshotsrent estimate 3650/mo (range 3350-4000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -822/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity14.6/15
404 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,350-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£173/mo
Cash on cash: -0.8%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011665210Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3650/mo (range 3350-4000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3350-4000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£3,650

Gross Yield5.47%

1y Growth+9.7%

3y Growth+3.8%

5y Growth+4.0%

10y Growth+5.2%

Last Sold Price£115,000 (1997-05-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1M41 9LB

Approval Rate

-12mo

Development

low

120334/ADV/26
Retrospective advertisement consent for 2 no. internally illuminated fascia signs, 1 no. non-illuminated fascia sign, 1 no. internally illuminated projecting sign and mid-height window vinyl advertisements
Pending
120157/TPO/26
Work to tree within TPO 187, specifically the crown reduction of 1 no. Copper Beach
Pending
120119/FUL/26
Demolition of existing detached dwelling and erection of 3no detached dwellings, with associated landscaping, parking, bin storage and boundary treatment including new vehicular accesses and dropped kerbs, together with engineering works to amend ground levels.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-05-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,593

Population Density890 /km²

Owner Occupied63%

Age Distribution

0-15 14%16-64 54%65+ 32%

View Area Profile

Schools Nearby

English Martyrs' RC Primary School, a Voluntary Academy
0.4 mi
Inspected as English Martyrs' RC Primary School (URN 106352) on 23 Feb 2023
Highfield Primary School
0.5 mi
Good
Urmston Primary School
0.5 mi
Good
Urmston Grammar Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Meadowgate
-
£710k
-
9 Meadowgate
-
£648k
-
11 Meadowgate
-
£575k
-
13 Meadowgate
-
£510k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN