The Granary, Bidfield Farm, The Camp, Stroud, GL6 7ET

UPRN:10001167461Semi-Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The Granary, Bidfield Farm, The Camp, Stroud, GL6 7ET

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£1,131,000

£1.02M - £1.25MMedium

Estimate

£1.13M

Range

£1.02M – £1.25M

Rent Estimate (pcm)

£4,000

£4k - £5k

Monthly

£4,000

Yield

4.17%

Verdict

Derived from HomePortfolio scores

The Granary earns an INVESTIGATE rating with HP Score 62/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.7% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10001167461· as of 12 Oct 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.73
- valuation_snapshotsrent estimate 4000/mo (range 3550-4500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,042/mo, -51% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 189 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
232 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,550-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,112/mo
Cash on cash: -3.3%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001167461Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 4000/mo (range 3550-4500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3550-4500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 189 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,131,000

Rent Estimate (pcm)£4,000

Gross Yield4.17%

1y Growth-

3y Growth-4.4%

5y Growth-1.8%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL6 7ET

Approval Rate

-12mo

Development

low

S.26/0568/FUL
Extension to an existing building (Use Class B8).
Approved
S.26/0039/DISCON
Discharge of condition 6 (CEMP) from S.23/0074/FUL.
Approved
S.25/2018/FUL
Conversion of outbuilding to a holiday let (Class C3).
Rejected

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,495

Population Density57 /km²

Owner Occupied82%

Age Distribution

0-15 14%16-64 54%65+ 32%

View Area Profile

Schools Nearby

Sheepscombe Primary School
0.9 mi
-
Cranham Church of England Primary School
1.5 mi
Good
Miserden Church of England Primary School
2.1 mi
Good
Birdlip Primary School
2.6 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bidfield Farm
-
£820k
-
Bidfield Farm
-
£580k
-
Bidfield Farm
-
£185k
-
Bidfield Farm
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN