23 Westminster Road, Urmston, Manchester, M41 0RN

UPRN:100011677871Semi-Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

23 Westminster Road, Urmston, Manchester, M41 0RN

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£448,000

£426k - £470kHigh

Estimate

£448k

Range

£426k – £470k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.47%

Verdict

Derived from HomePortfolio scores

23 Westminster Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 55/100 reflects moderate fundamentals. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

No data

Walkability

57/ 100

Moderate

Transit & Bike

Transit 36Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£100/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£448,000

Rent Estimate (pcm)£2,050

Gross Yield5.47%

1y Growth-

3y Growth+3.8%

5y Growth+4.0%

10y Growth+5.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M41 0RN

Approval Rate

-12mo

Development

low

120334/ADV/26
Retrospective advertisement consent for 2 no. internally illuminated fascia signs, 1 no. non-illuminated fascia sign, 1 no. internally illuminated projecting sign and mid-height window vinyl advertisements
Pending
120288/HHA/26
Erection of single storey rear extension
Pending
120271/CND/26
Application for approval of details reserved by conditions of grant of planning permission 113137/FUL/24. Condition numbers: 6 (landscaping), 7 (landscape maintenance), 11 (bin store), 12 (cycle storage) and 19 (exterior lighting).
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,593

Population Density-

Owner Occupied91%

Age Distribution

0-15 21%16-64 59%65+ 20%

View Area Profile

Schools Nearby

Davyhulme Primary School
0.2 mi
Outstanding
Egerton High School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kingsway Primary School
0.4 mi
Inspected as Kingsway Primary School (URN 106334) on 13 Mar 2023
Our Lady of the Rosary RC Primary School, a Voluntary Academy
0.5 mi
Inspected as Our Lady of the Rosary RC Primary School (URN 106358) on 19 Oct 2021

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

53 Westminster Road
-
£439k
-
27 Westminster Road
-
£450k
-
19 Westminster Road
-
£400k
-
7 Westminster Road
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN