51 Whitelake Avenue, Urmston, Manchester, M41 5GN

UPRN:100011678377Semi-Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

51 Whitelake Avenue, Urmston, Manchester, M41 5GN

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£498,000

£473k - £523kHigh

Estimate

£498k

Range

£473k – £523k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

4.70%

Verdict

Derived from HomePortfolio scores

51 Whitelake Avenue earns an INVESTIGATE rating with HP Score 68/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

60/ 100

Moderate

Transit & Bike

Transit 34Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£383/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£498,000

Rent Estimate (pcm)£2,250

Gross Yield4.70%

1y Growth-

3y Growth+3.8%

5y Growth+4.0%

10y Growth+5.2%

Last Sold Price£238,500 (2015-02-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M41 5GN

Approval Rate

-12mo

Development

low

120323/HHA/26
Demolition of garage and erection of two storey side extension.
Pending
120268/HHA/26
Erection of single storey rear extension, single storey side extension, single storey front extension and open porch, 2no dormers to front elevation, replacement of flat roof with pitched roof to existing rear facing dormer and localised render to front elevation.
Pending
120222/HHA/26
Demolition of existing conservatory, erection of first floor side/rear and single storey rear extension, and alterations to existing roof shape
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-02-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

24 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,593

Population Density6,436 /km²

Owner Occupied82%

Age Distribution

0-15 19%16-64 57%65+ 24%

View Area Profile

Schools Nearby

Flixton Primary School
0.1 mi
Good
Abbotsford Preparatory School
0.4 mi
Inspected by ISI
Flixton Girls School
0.4 mi
Good
St Monica's RC Primary School, a Voluntary Academy
0.5 mi
Inspected as St Monica's RC Primary School (URN 106356) on 14 Mar 2024

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

63 Whitelake Avenue
-
£318k
-
35 Whitelake Avenue
-
£535k
-
47 Whitelake Avenue
-
£360k
-
23 Whitelake Avenue
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN