55 Derbyshire Road, Sale, M33 3FJ

UPRN:100011686587Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: D (57)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,095,000

£1.04M - £1.15MHigh

Estimate

£1.09M

Range

£1.04M – £1.15M

Rent Estimate (pcm)

£4,800

£4k - £5k

Monthly

£4,800

Yield

5.24%

Verdict

Derived from HomePortfolio scores

55 Derbyshire Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 52/100 reflects moderate fundamentals. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

76/ 100

High

Transit & Bike

Transit 51Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,800/mo

Evidenced range £4,350-£5,250

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£389/mo
Cash on cash: -1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,095,000

Rent Estimate (pcm)£4,800

Gross Yield5.24%

1y Growth-

3y Growth+2.6%

5y Growth+4.4%

10y Growth+5.2%

Last Sold Price£610,000 (2013-10-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M33 3FJ

Approval Rate

-12mo

Development

low

120230/HHA/26
Erection of single storey front and side extension and associated external alterations
Pending
120217/HHA/26
Creation of a new external staircase and retaining walls to provide access to the existing basement, alterations to existing window openings to form a new doorway and window, together with the demolition and replacement of an existing external timber staircase serving the ground floor kitchen.
Pending
120183/HHA/26
Erection of single storey side and rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership70.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-10-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,593

Population Density-

Owner Occupied71%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Sale Grammar School
0.1 mi
Outstanding
St Anne's CofE Primary School
0.2 mi
Good
St Joseph's Catholic Primary School, a Voluntary Academy
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sale High School
0.4 mi
Inspected as Sale High School (URN 106375) on 17 Dec 2024

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

53 Derbyshire Road
-
£845k
-
Derby Court Derbyshire Road
-
£205k
-
Addison Grange, 43 Derbyshire Road
-
£300k
-
Addison Grange, 43 Derbyshire Road
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN