14 Derwent Road, Orrell, Wigan, WN5 8PP

UPRN:100011769901Semi-Detached Bungalow2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band CEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£188,000

£178k - £197kHigh

Estimate

£188k

Range

£178k – £197k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

7.26%

Verdict

Derived from HomePortfolio scores

14 Derwent Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

No data

Walkability

52/ 100

Moderate

Transit & Bike

Transit 29Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £155/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£188,000

Rent Estimate (pcm)£1,150

Gross Yield7.26%

1y Growth-

3y Growth+4.5%

5y Growth+3.6%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WN5 8PP

Approval Rate

-12mo

Development

low

A/26/101628/CON
Condition Discharge application to discharge Condition No.16 (Biodiversity Enhancements) and Condition No.22 (Training and Employment Plan) in respect of approved application A/25/098464/MAJOR
Pending
A/26/101587/HH
First floor rear extension
Pending
A/26/101477/HH
Hip to gable roof alteration together with dormers to front, first floor rear extension, and single storey side extension following demolition of conservatory
Rejected

View Planning Timeline

Ownership

Corporate Ownership62.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied93%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

St Peter's Catholic High School
0.3 mi
Good
St John Rigby RC Sixth Form College
0.6 mi
-
Dean Trust Wigan
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Orrell Lamberhead Green Academy
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Derwent Road
-
£185k
-
3 Derwent Road
-
£219k
-
6 Derwent Road
-
£213k
-
16 Derwent Road
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN