98 Heath Road, Ashton-in-Makerfield, Wigan, WN4 9HH

UPRN:100011781047Terrace Property2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

98 Heath Road, Ashton-in-Makerfield, Wigan, WN4 9HH

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£171,000

£163k - £180kHigh

Estimate

£171k

Range

£163k – £180k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.12%

Verdict

Derived from HomePortfolio scores

98 Heath Road earns an INVESTIGATE rating with HP Score 84/100. Investment score 72/100 reflects strong fundamentals. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

72/ 100

High

Crime Score

No data

Walkability

86/ 100

Excellent

Transit & Bike

Transit 38Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £222/mo
Cash on cash: 5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£1,150

Gross Yield8.12%

1y Growth-34.3%

3y Growth+5.0%

5y Growth+4.0%

10y Growth+4.8%

Last Sold Price£160,000 (2007-08-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1WN4 9HH

Approval Rate

-12mo

Development

low

A/26/101683/WTTPO
T1 Oak crown reduction by 2 to 3 metres due to the branches encroaching onto property
Pending
A/26/101650/HH
Creation of permanent vehicular footpath crossing and installation of driveway
Pending
A/26/101626/PDE
Single storey rear extension projecting 4.95 metres, height to the eaves 2.4 metres and height to the ridge 3.715 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership73.3%
Overseas OwnershipNo
Lease Term Remaining866 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-08-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density2,953 /km²

Owner Occupied79%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

St Edmund Arrowsmith Catholic High School, Ashton-in-Makerfield
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Thomas CofE Primary School
0.3 mi
Good
The Byrchall High School
0.4 mi
Good
St Oswald's Catholic Primary School
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

121 Heath Road
-
£156k
-
111 Heath Road
-
£80k
-
94 Heath Road
-
£180k
-
98 Heath Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN