38 Junction Terrace, Ince, Wigan, WN3 4QU

UPRN:100011784949End Terrace HouseBeds -Built before 1900

Tenure: -Council Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

38 Junction Terrace, Ince, Wigan, WN3 4QU

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£121,000

£109k - £133kMedium

Estimate

£121k

Range

£109k – £133k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

12.00%

Verdict

Derived from HomePortfolio scores

38 Junction Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 70/100 reflects moderate fundamentals. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

No data

Walkability

62/ 100

Moderate

Transit & Bike

Transit 36Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £319/mo
Cash on cash: 13.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£121,000

Rent Estimate (pcm)£900

Gross Yield12.00%

1y Growth-0.9%

3y Growth+1.4%

5y Growth+3.3%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WN3 4QU

Approval Rate

-12mo

Development

low

A/26/101686/HH
Single storey rear extension, ramp and handrails to side following demolition of shed
Pending
A/26/101601/LUCE
Certificate of lawful development for the existing use of land as residential garden space and boundary wall
Pending
A/26/101567/HH
Single storey extension to side and rear together with new side openings following demolition of shed and pergola to rear
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied47%

Age Distribution

0-15 24%16-64 64%65+ 12%

View Area Profile

Schools Nearby

Britannia Bridge Primary School
0.1 mi
GoodConcerns
St William's Catholic Primary School
0.5 mi
Good
St Patrick's Catholic Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ince CofE Primary School
0.6 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Junction Terrace
-
£89k
-
28 Junction Terrace
-
£110k
-
8 Junction Terrace
-
£115k
-
32 Junction Terrace
-
£111k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN