3 Karen Road, Ince, Wigan, WN1 3HE

UPRN:100011784986Semi-Detached House2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£169,000

£161k - £178kHigh

Estimate

£169k

Range

£161k – £178k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

4.94%

Verdict

Derived from HomePortfolio scores

3 Karen Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

No data

Walkability

70/ 100

High

Transit & Bike

Transit 45Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: -£89/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£700

Gross Yield4.94%

1y Growth-5.1%

3y Growth+5.9%

5y Growth+2.6%

10y Growth+2.3%

Last Sold Price£42,950 (1995-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WN1 3HE

Approval Rate

-12mo

Development

low

A/26/101566/HH
Single storey side/rear extension
Pending
A/26/101567/HH
Single storey extension to side and rear together with new side openings following demolition of shed and pergola to rear
Pending
A/26/101517/HH
Canopy to front, two storey extension to side including juliette balcony at first floor to rear and single storey rear extension following demolition of garage
Pending

View Planning Timeline

Ownership

Corporate Ownership55.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1995-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied51%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

CEWE School
0.1 mi
Good
St Catharine's CofE Primary School
0.1 mi
GoodImproving
Dean Trust Rose Bridge
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Patrick's Catholic Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Karen Road
-
£203k
-
31 Karen Road
-
£208k
-
17 Karen Road
-
£220k
-
15 Karen Road
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN