5 Kearsley Street, Wigan, WN6 7DW

UPRN:100011785030Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£125,000

£112k - £137kMedium

Estimate

£125k

Range

£112k – £137k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

5.50%

Verdict

Derived from HomePortfolio scores

5 Kearsley Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 56/100 reflects moderate fundamentals. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

No data

Walkability

75/ 100

High

Transit & Bike

Transit 59Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: -£24/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£125,000

Rent Estimate (pcm)£550

Gross Yield5.50%

1y Growth-

3y Growth+2.0%

5y Growth+2.7%

10y Growth+3.7%

Last Sold Price£69,000 (2016-03-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WN6 7DW

Approval Rate

-12mo

Development

low

A/26/101724/CON
Condition Discharge application to discharge Condition No.5 (Ecological Enhancements), Condition No.6 (Materials), Condition No.7 (Refuse Storage) and Condition No.10 (Landscaping) in respect of approved application A/25/099430/FULL
Pending
A/26/101675/HH
Single storey side/rear extension
Pending
A/26/101666/CON
Condition Discharge application to PART discharge Condition No.41 (Noise - in relation to the Hotel only) in respect of approved application A/25/099781/VARMAJ
Pending

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2016-03-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied78%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

The Deanery Church of England High School and Sixth Form College
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wigan St Andrew's CofE Junior and Infant School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wigan and Leigh College
0.4 mi
-
Sacred Heart Catholic Primary School
0.6 mi
Good

6 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Kearsley Street
-
£83k
-
5 Kearsley Street
-
£69k
-
5 Kearsley Street
-
£98k
-
3 Kearsley Street
-
£82k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN