8 Riding Lane, Ashton-in-Makerfield, Wigan, WN4 8TW

UPRN:100011805199Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

8 Riding Lane, Ashton-in-Makerfield, Wigan, WN4 8TW

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£172,000

£164k - £181kHigh

Estimate

£172k

Range

£164k – £181k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.20%

Verdict

Derived from HomePortfolio scores

8 Riding Lane earns an INVESTIGATE rating with HP Score 59/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

23/ 100

Low

Transit & Bike

Transit 15Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £136/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£172,000

Rent Estimate (pcm)£1,050

Gross Yield7.20%

1y Growth-

3y Growth+5.0%

5y Growth+4.0%

10y Growth+4.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WN4 8TW

Approval Rate

-12mo

Development

low

A/26/101218/LUCP
Certificate of lawful development for proposed single storey rear extension together with external alterations to fenestration following demolition of garage
Approved
A/26/100821/RM
Reserved matters to A/22/93156/OUT - for residential development of 3 detached dwellinghouses seeking approval of appearance, landscaping, layout and scale
Pending
A/26/100680/HH
Single storey rear/side extension
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density531 /km²

Owner Occupied54%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Willow Grove Primary School
0.2 mi
GoodConcerns
St Wilfrids Catholic Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Thomas CofE Primary School
0.9 mi
Good
Nicol Mere School
1.1 mi
Outstanding

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Riding Lane
-
£125k
-
18 Riding Lane
-
£91k
-
12 Riding Lane
-
£94k
-
12 Riding Lane
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN