272 Whelley, Wigan, WN2 1DA

UPRN:100011821891Mid Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (64)

Data freshness:Ownership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£176,000

£167k - £185kHigh

Estimate

£176k

Range

£167k – £185k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

10.29%

Verdict

Derived from HomePortfolio scores

272 Whelley earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

No data

Walkability

75/ 100

High

Transit & Bike

Transit 34Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £358/mo
Cash on cash: 9.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£176,000

Rent Estimate (pcm)£1,200

Gross Yield10.29%

1y Growth-8.6%

3y Growth+4.6%

5y Growth+4.6%

10y Growth+4.8%

Last Sold Price£95,000 (2019-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1WN2 1DA

Approval Rate

100%12mo

Development

low

A/26/101719/CON
Condition Discharge application to discharge Condition No.3 (Materials) and Condition No.4 (Noise) in respect of approved application A/17/83584/FULL
Pending
A/26/101566/HH
Single storey side/rear extension
Pending
A/26/101517/HH
Canopy to front, two storey extension to side including juliette balcony at first floor to rear and single storey rear extension following demolition of garage
Pending

View Planning Timeline

Ownership

Corporate Ownership57.5%
Overseas OwnershipNo
Lease Term Remaining861 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density2,714 /km²

Owner Occupied86%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Canon Sharples Church of England Primary School and Nursery
0.1 mi
Good
Holy Family RC Primary School, New Springs, Wigan
0.3 mi
Outstanding
Dean Trust Rose Bridge
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Douglas Valley Nursery School
0.8 mi
Outstanding

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

283 Whelley
-
£197k
-
322A Whelley
-
£426k
-
328A Whelley
-
£143k
-
231 Whelley
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN