81 Wigan Lower Road, Standish Lower Ground, Wigan, WN6 8LJ

UPRN:100011822734Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

81 Wigan Lower Road, Standish Lower Ground, Wigan, WN6 8LJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£323,000

£306k - £339kHigh

Estimate

£323k

Range

£306k – £339k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

81 Wigan Lower Road earns an INVESTIGATE rating with HP Score 62/100. Investment score 48/100 reflects below-average fundamentals. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

No data

Walkability

42/ 100

Mixed

Transit & Bike

Transit 18Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£93/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,450

Gross Yield5.35%

1y Growth+51.7%

3y Growth+2.0%

5y Growth+2.7%

10y Growth+3.7%

Last Sold Price£145,000 (2024-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1WN6 8LJ

Approval Rate

100%12mo

Development

low

A/26/101117/HH
Dormers to front
Conditions
A/26/101054/CON
Condition Discharge application to discharge Condition No.3 (Materials), Condition No.12 (Drainage) and Condition No.13 (Ecological Enhancements) in respect of approved application A/24/96689/CU
Approved
A/26/100863/LUCP
Certificate of lawful development for proposed porch to front, single storey extension to side and two storey extension to rear with two juliette balconies together with associated external alterations to fenestration following demolition of conservatory
Approved

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density1,433 /km²

Owner Occupied79%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Standish Lower Ground St Anne's CofE Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Millbrook Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Bernadette's Catholic Primary School
0.8 mi
GoodConcerns
Marsh Green Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Wigan Lower Road
-
£345k
-
32 Wigan Lower Road
-
£118k
-
32 Wigan Lower Road
-
£105k
-
32 Wigan Lower Road
-
£81k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN