39A High Street, Irthlingborough, Wellingborough, NN9 5TE

UPRN:10001189502Terrace Property4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

39A High Street, Irthlingborough, Wellingborough, NN9 5TE

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£329,000

£296k - £362kMedium

Estimate

£329k

Range

£296k – £362k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

2.33%

Verdict

Derived from HomePortfolio scores

39A High Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 16Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,826/mo
Cash on cash: -7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.58 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£329,000

Rent Estimate (pcm)£1,750

Gross Yield2.33%

1y Growth-

3y Growth-1.0%

5y Growth-0.6%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NN9 5TE

Approval Rate

-12mo

Development

low

26/02985/HFUL
Garage conversion and first floor rear extension
Pending
26/02773/AOC
Discharge of Condition 3 (Post Remediation Verification Report) pursuant to 26/00801/VAR
Approved
26/02746/HFUL
Demolition of the existing conservatory and erection of a single-storey rear extension, including associated internal alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership73.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,882

Population Density-

Owner Occupied42%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Irthlingborough Nursery and Infant School
0.0 mi
Good
Irthlingborough Junior School
0.1 mi
Good
Huxlow Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Henry Chichele Primary School
1.2 mi
Report card2025
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 High Street
-
£240k
-
37 High Street
-
£150k
-
39 - 41 High Street
-
£160k
-
9 High Street
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN