The Old Orchard, Upper School Lane, Truro, TR1 2HS

UPRN:10001200680Detached HouseBeds -Built 2003-2006

FreeholdCouncil Tax: Band HEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

The Old Orchard, Upper School Lane, Truro, TR1 2HS

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,242,000

£994k - £1.49MLow

Estimate

£1.24M

Range

£994k – £1.49M

Rent Estimate (pcm)

£5,000

£5k - £6k

Monthly

£5,000

Yield

3.53%

Verdict

Derived from HomePortfolio scores

The Old Orchard earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 16Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.5%; range width penalty ×0.80
- valuation_snapshotsrent estimate 5000/mo (range 4500-5500)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,627/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
277 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,700,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,500-£5,500

Interest rate5.4%

Loan to value75%

Cash required: £629,050
Net cash flow: -£2,276/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5000/mo (range 4500-5500)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5000/mo (range 4500-5500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,242,000

Rent Estimate (pcm)£5,000

Gross Yield3.53%

1y Growth-

3y Growth-0.8%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£1,400,000 (2021-08-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR1 2HS

Approval Rate

-12mo

Development

low

PA26/07603
Submission of details to discharge condition 6 in respect of listed building consent PA25/09219 dated 26.02.2026.
Pending
PA26/06594
Replacement of all single glazed wooden sliding sash windows with heritage style double glazed uPVC sliding sash, wood effect in anthracite grey; replacement of existing living room window (rear of property) with a set of aluminium double glazed heritage style French doors in anthracite grey; replacement of back door with a timber composite door and replacement of front door with a new timber door
Pending
PA26/06974
Refurbishment & Conversion of an Existing Grade II Listed Building with a Material Change of Use, From Class E (Whole Building) to Class E (Ground Floor) and Class C3 (First & Second Floor).
Pending

View Planning Timeline