Freshwater, Freshwater Lane, St. Mawes, Truro, TR2 5AR

UPRN:10001201231Bungalow Property3 bedsBuilt 2023

FreeholdCouncil Tax: Band DEPC: A (102)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Freshwater, Freshwater Lane, St. Mawes, Truro, TR2 5AR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£994,000

£944k - £1.04MHigh

Estimate

£994k

Range

£944k – £1.04M

Rent Estimate (pcm)

£3,100

£3k - £4k

Monthly

£3,100

Yield

1.24%

Verdict

Derived from HomePortfolio scores

Freshwater earns an INVESTIGATE rating with HP Score 73/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 8Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£950,000-£3,000,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,000,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,750-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £1,175,050
Net cash flow: -£7,979/mo
Cash on cash: -8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.31 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£994,000

Rent Estimate (pcm)£3,100

Gross Yield1.24%

1y Growth-

3y Growth-4.0%

5y Growth-2.4%

10y Growth+2.0%

Last Sold Price£1,950,000 (2022-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

3TR2 5AR

Approval Rate

33.3%12mo

Development

low

PA26/07002
Listed Building Consent for proposed replacement chimney, slate roof covering, replacement rooflight, replacement guttering and recessed photovoltaic panels
Pending
PA26/07001
Proposed replacement chimney, slate roof covering, replacement rooflight, replacement guttering and recessed photovoltaic panels
Pending
PA26/06667
Listed Building Consent for internal alterations to Victory Cottage, including revisions to the approved ground-floor layout and fit-out, replacement of modern partitions, wall and ceiling linings, and alterations to below-ground drainage.
Pending

View Planning Timeline

Ownership

Corporate Ownership76.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-11-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density74 /km²

Owner Occupied65%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

St Mawes Primary School
0.4 mi
Inspected as St Mawes Community Primary School (URN 111873) on 16 May 2012
Gerrans School
1.6 mi
Good
Flushing School
2.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Falmouth University
2.9 mi
-

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Herons Reach Freshwater Lane
-
£1.25M
-
Trelew Freshwater Lane
-
£2.20M
-
Percuil House Freshwater Lane
-
£1.95M
-
Herons Reach Freshwater Lane
-
£1.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN