7 Poltisco Wharf, Truro, TR1 1DH

UPRN:10001207100Mid Terrace House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£897,000

£852k - £942kHigh

Estimate

£897k

Range

£852k – £942k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.89%

Verdict

Derived from HomePortfolio scores

7 Poltisco Wharf earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 52Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,300-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£494/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£897,000

Rent Estimate (pcm)£3,650

Gross Yield4.89%

1y Growth-

3y Growth-0.8%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£600,000 (2012-07-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TR1 1DH

Approval Rate

100%12mo

Development

low

PA26/07603
Submission of details to discharge condition 6 in respect of listed building consent PA25/09219 dated 26.02.2026.
Pending
PA26/07544
Works to Tree within a Conservation Area (TCA) - T1 - Copper beech - Crown raise to 3m, minor thinning of very busy crown, and formative reduction of crown.
Pending
PA26/07545
Works to Tree within a Conservation Area (TCA) - T1 - Sycamore - Removal and replant with more suitable species.
Pending

View Planning Timeline