Mandeville, Towers Road, Poynton, Stockport, SK12 1DD

UPRN:100012370580Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: D (67)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Mandeville, Towers Road, Poynton, Stockport, SK12 1DD

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,393,000

£1.32M - £1.46MHigh

Estimate

£1.39M

Range

£1.32M – £1.46M

Rent Estimate (pcm)

£5,100

£5k - £6k

Monthly

£5,100

Yield

4.37%

Verdict

Derived from HomePortfolio scores

Mandeville earns an INVESTIGATE rating with HP Score 75/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

42/ 100

Mixed

Transit & Bike

Transit 3Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100012370580· as of 9 Oct 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.77
- valuation_snapshotsrent estimate 5100/mo (range 4550-5650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,288/mo, -45% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 209 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
221 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,050,000£1,610,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£5,100/mo

Evidenced range £4,550-£5,650

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£1,194/mo
Cash on cash: -2.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100012370580Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5100/mo (range 4550-5650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5100/mo (range 4550-5650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 209 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,393,000

Rent Estimate (pcm)£5,100

Gross Yield4.37%

1y Growth-

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£500,000 (2003-05-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SK12 1DD

Approval Rate

-12mo

Development

low

26/1491/HOUS
Single storey side extension
Pending
26/1498/HOUS
Single storey flat roof porch to front entrance.
Pending
26/1448/TPO
T1 - Sycamore. Dismantle smallest of 3 stems from original coppice stool due to declining vitality of this stem. T2 - Sycamore. Dismantle and grind out stump due to subsidence issues within property. T3 - Sycamore. Dismantle and grind out stump due to subsidence issues within property. T4 - Sycamore. Dismantle and grind out stump due to subsidence issues within property. T5 - Horse Chestnut. Dismantle due to subsidence issues within property.
Pending

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-05-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density611 /km²

Owner Occupied96%

Age Distribution

0-15 15%16-64 48%65+ 37%

View Area Profile

Schools Nearby

Vernon Primary School
0.8 mi
Outstanding
Poynton High School
0.9 mi
Good
Lower Park School
1.0 mi
Inspected as Lower Park School (URN 111023) on 21 Nov 2023
Worth Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Regency House Towers Road
-
£1.81M
-
Aberdour Towers Road
-
£1.10M
-
Woodside Towers Road
-
£858k
-
Three Beeches Towers Road
-
£840k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN