Chapel House, Westage Lane, Great Budworth, Northwich, CW9 6HJ

UPRN:100012374939Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (67)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Chapel House, Westage Lane, Great Budworth, Northwich, CW9 6HJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,195,000

£1.14M - £1.25MHigh

Estimate

£1.20M

Range

£1.14M – £1.25M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

4.25%

Verdict

Derived from HomePortfolio scores

Chapel House earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 4Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH), sold-comps -385.8%, £/sqft -385.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100012374939· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 12.6%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.73
- valuation_snapshotsrent estimate 4250/mo (range 3750-4750)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,069/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 138 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
418 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,750-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£1,108/mo
Cash on cash: -3.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100012374939Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 12.6%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 4250/mo (range 3750-4750)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3750-4750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 138 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,195,000

Rent Estimate (pcm)£4,250

Gross Yield4.25%

1y Growth-

3y Growth+4.4%

5y Growth+2.9%

10y Growth+4.3%

Last Sold Price£715,000 (2018-05-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CW9 6HJ

Approval Rate

0%12mo

Development

low

26/03395/CAT
Norway maple (5483) - Tree is in decline. Remove crown deadwood over 50mm. Reduce crown by 1-2m with main focus on lateral/longer branches in crown to relieve end weight. Norway maple (5484) at neighbouring property No. 20 - Declining tree with limited rooting ability. Fell and grind stump.
Pending
26/03087/DIS
Partial discharge of condition 4 (window detail) of 25/03551/LBC
Pending
26/03008/CAT
T1 & T2 Limes - Remove sucker growth, major dead wood and pollard to previous upper pollard points. Sever Ivy. T3 Dying Ivy-clad Pear - Fell to low stump. G4 Group, mainly Hollies - General tidy and sever Ivy on the main trees. G5 Group - Coppice Hazel and Ash
Rejected

View Planning Timeline

Ownership

Corporate Ownership78.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-05-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density-

Owner Occupied86%

Age Distribution

0-15 12%16-64 58%65+ 30%

View Area Profile

Schools Nearby

Cransley School
0.7 mi
Inspected by ISI
Comberbach Nursery and Primary School
1.2 mi
Inspected as Comberbach Primary School (URN 111152) on 28 Jan 2020
Wincham Community Primary School
1.6 mi
Good
Antrobus St Mark's CofE Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Westage Lane
-
£585k
-
Westage Farm Westage Lane
-
£1.46M
-
Westage Farm Westage Lane
-
£1.36M
-
37 Westage Lane
-
£318k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN