Nine Oaks, Dawson Lane, Whittle-le-Woods, Chorley, PR6 7DT

UPRN:100012384447Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: E (42)

Data freshness:Listing· freshOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Nine Oaks, Dawson Lane, Whittle-le-Woods, Chorley, PR6 7DT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£996,000

£946k - £1.05MHigh

Estimate

£996k

Range

£946k – £1.05M

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

4.82%

Verdict

Derived from HomePortfolio scores

Nine Oaks earns an INVESTIGATE rating with HP Score 68/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 6Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,600-£4,400

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£589/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£996,000

Rent Estimate (pcm)£4,000

Gross Yield4.82%

1y Growth-

3y Growth+4.8%

5y Growth+4.8%

10y Growth+3.6%

Last Sold Price£495,000 (2005-03-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

10PR6 7DT

Approval Rate

88.9%12mo

Development

low

26/01054/FUL
Change of use of the existing first-floor two-bedroom flat (Class C3) to provide ancillary accommodation for staff use, and dispensing/office/storage functions for the pharmacy (Class E), in addition to installation of roof-mounted solar photovoltaic panels and associated signage
Pending
26/01055/ADV
2no. internally illuminated fascia signs to (front) north-west elevation & (side) south-west elevation
Pending
06/26/00933/TPO
Application for works to a protected tree - Chorley BC TPO 3 (Whittle-le-Woods) 2007; Oak tree, Reduction of branches up to 3 foot away from property.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-03-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density2,286 /km²

Owner Occupied59%

Age Distribution

0-15 22%16-64 72%65+ 6%

View Area Profile

Schools Nearby

Trinity Church of England/Methodist Primary School, Buckshaw Village
0.4 mi
Good
Whittle-le-Woods Church of England Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Waterloo Lodge
1.0 mi
Inspected by ISI
Lancaster Lane Primary and Pre-School
1.1 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Shaw Hill Lodge Dawson Lane
-
£720k
-
Gelston Dawson Lane
-
£950k
-
Ruswood Dawson Lane
-
£180k
-
Gelston Dawson Lane
-
£850k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN