5 Talbot Court, 191 St Annes Road East, Lytham St. Annes, FY8 3EX

UPRN:100012389538Flat/Maisonette2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Talbot Court, 191 St Annes Road East, Lytham St. Annes, FY8 3EX

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£230,000

£207k - £253kMedium

Estimate

£230k

Range

£207k – £253k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

4.07%

Verdict

Derived from HomePortfolio scores

5 Talbot Court earns an INVESTIGATE rating with HP Score 75/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 17Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£279,950

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £89,283
Net cash flow: -£287/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£230,000

Rent Estimate (pcm)£950

Gross Yield4.07%

1y Growth-

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY8 3EX

Approval Rate

-12mo

Development

low

26/0582
PROPOSED FELLING OF HORSE CHESTNUT TREE LOCATED IN REAR GARDEN OF PROPERTY AND IN ST ANNES ROAD EAST CONSERVATION AREA
Pending
26/0572
FIRST FLOOR EXTENSION AND ASSOCIATED EXTERNAL ALTERATIONS TO EXISTING BUNGALOW TO FORM TWO STOREY DWELLING INCLUDING CONSTRUCTION OF CAR PORT TO NORTHWEST SIDE
Pending
26/0533
CONSTRUCTION OF FIRST FLOOR SIDE EXTENSION TO CARE HOME
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining893 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density3,209 /km²

Owner Occupied82%

Age Distribution

0-15 9%16-64 47%65+ 44%

View Area Profile

Schools Nearby

Heyhouses Endowed Church of England Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Our Lady Star of the Sea Catholic Primary School
0.7 mi
Inspected as Our Lady Star of the Sea Catholic Primary School (URN 119627) on 28 Mar 2023
Poplar House School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lytham St Annes Mayfield Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Talbot Court St Annes Road East
-
£175k
-
Talbot Court St Annes Road East
-
£243k
-
Talbot Court St Annes Road East
-
£240k
-
Talbot Court St Annes Road East
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN